Workers' compensation is a vital guarantee for employees that helps keep workplaces safe. However, the details of the insurance and other requirements to offer the payments if a worker is injured on the job have been the bane of many business owners.
Any case of a worker dying in an accident on a job site in Troy is tragic, and all involved can understand the pain and grief that such a loss inflicts on the victim's family. Yet does that pain and suffering automatically justify legal action? One might assume that an employer is to blame when an employee dies at work (as it is the employer's responsibility to ensure that their workplaces are safe). The fact that this responsibility does exist, however, does not necessarily absolve an employee of seeing to their own safety, nor does it mean that workplace accidents should be immediately attributed to negligence on the part of the employer.
Many in Troy might assume that employers approve any and all workers’ compensation claims in an effort to remain in their employees’ good graces. Yet what is overlooked in this assumption is the fact that companies pay for their workers’ compensation coverage, and an abundance of claims can impact the rates they pay. Thus, it is in their best interest to encourage the investigation of claims to ensure that the cause of their employees’ injuries are indeed work-related.
Ask most in Troy what is covered under workers’ compensation, and the likely response will be injuries that occur on the job. Indeed, this benefit is meant to help those people who are injured at work afford the cost of the care needed to overcome such injuries. While for many companies carrying workers’ compensation benefits is a legal requirement, most are assumed to be happy to offer as a sign of the care they have for their employees. Yet at the same time, employers do not want to be taker but advantage of and made to pay for a benefit that members of their staffs then attempt to abuse.
According to Business News Daily, fraudulent workers' compensation claims cost a staggering $7.2 billion per year. That's why it's crucial that employers are able to properly identify common red flags indicating a work injury is not all it seems. The following are a few signs you can look out for if you suspect your employee is making a false claim in order to receive compensation.
New York workers sustain injuries on the job every day. Whether you run a construction business or have a small office, accidents happen. However, not all injuries sustained while on the job or company property are compensable. At Stockton, Barker & Mead, LLP, we often assist clients with a wide range of workers’ comp issues.
The general assumption regarding workers' compensation benefits is that all eligible employees have access to them, regardless of fault. This offers you (as an employer in Troy) an added sense of security in knowing that not only is your workforce protected, but so are you. Yet could there be situations where an employee is excluded them receiving workers' compensation coverage?
Workers' compensation benefits are meant to help employees who have sustained job-related injuries and are struggling with the consequences of these injuries, such as financial problems due to missed work and medical costs. Unfortunately, some people take advantage of the system and attempt to pursue benefits that they are not entitled to. There are a number of reasons why people try to obtain workers' comp benefits that they should not be entitled to and our law office believes that this is unacceptable. Unfortunately, many people have gotten away with fraudulent workers' comp claims and received benefits that never should have been awarded.
Workplace injuries take place in many different ways, and it is important for employers to consider various preventative measures to keep employees safe and avoid some of the consequences of workplace accidents. Unfortunately, workplace accidents cannot always be avoided, no matter how much a company focuses on employee safety. Moreover, there are times when workers falsely claim that they were hurt on the job and attempt to pursue workers' compensation benefits that they should not be entitled to. Sometimes, these cases may involve an alleged slip-and-fall accident.
One trend that the U.S. has recently seen when it comes to workers’ comp claims is a drop in claims frequency. Such drops can have many different effects within the workers’ compensation market, including having the potential to push down rates.