Workers' compensation insurance is necessary for employers across the state of New York. Such insurance can be one of the more expensive requirements of having staff, even if you have never had any major injuries on the job. Some companies can qualify to insure...
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Workers’ Compensation Defense
Do you think an employee actually got injured at home?
An employee comes in to work with their arm in a sling, and they tell you that they got injured the day before when they slipped and fell off of a ladder. They didn’t report it right away because they didn’t realize how bad the injury was, but they’re not going to be...
What’s the importance of an independent medical examination?
As an employer, you need to know your employees’ rights if they are involved in a workplace accident. For the most part, you will be required to cover your employees’ injuries by providing them with insurance coverage. Employers are ultimately responsible for workers’...
What happens if an injured contractor claims misclassification?
Employers often have complex relationships with their workers. Long gone are the days where workers wanted to consistently put in 40 hours a week in one workplace or retire from the place where they got their first job. More professionals seek short-term or part-time...
What should you do if an employee tells you that they don’t require medical care after a workplace accident
Workers fall ill or get injured on the job every day. That's one of the reasons why virtually every state, including New York, requires employers to purchase workers' compensation coverage to pay for costs, lost wages and other incident-related expenses. You might...
Can you deny a workers’ compensation claim when the employee was impaired?
There is always a risk that people are going to get injured at work. As a business owner, you fully understand the risks, and you’re more than willing to help your injured workers with a fair claim. That’s the reason workers’ compensation exists. You also try to lower...
Know these red flags of fraudulent injury claims
As a self-insured business owner, one of the primary concerns you might have is to ensure that all claims you pay for worker injuries are valid. Unfortunately, fraudulent claims are possible. It is sometimes difficult to spot fraudulent workers' compensation claims,...
How does New York penalize companies without workers’ comp?
Running a business can be very expensive. Especially when the economy isn't strong, companies often look for any way to cut costs. Choosing not to carry workers' compensation insurance to save some money is a gamble that some companies knowingly take. They may operate...
Don’t pay a single invalid workers’ compensation claim
Most of the time, injured workers have valid claims. After getting hurt on the job, they simply want to get the medical treatment they need to recover and get back to work. Sometimes, however, an employee will try to claim workers' comp for an unrelated injury -- like...
What’s the “coming and going” rule?
A lot of people mentally calculate their commute time back and forth from their job as part of their work day -- but it isn’t. The “coming and going” rule says that employees are only covered under workers’ compensation once they get to their employer’s premises. That...
