Imagine having a worker come to you to tell you that they were hurt on the job. The way they say they got hurt doesn’t make much sense to you, but you agree to help them with their workers’ compensation claim since you can’t prove that they didn’t get hurt on the job....
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Workers’ Compensation Defense
Indications that a workers’ compensation claim is fraudulent
Many workers who file workers’ compensation claims have a situation that this type of insurance should cover. It isn’t very often that a worker will file a fraudulent claim, but employers should pay close attention to signs that there’s something amiss. While every...
Company liability for injuries among remote workers
Since 2005, working remotely has increased by 173%. This trend towards remote working presents many opportunities as well as challenges for both employees and employers. Firstly, businesses will have to adapt safety procedures to facilitate the increased flexibility...
What maximum medical improvement means for self-insured companies
New York allows employers who meet certain standards to self-insure for the purposes of workers' compensation coverage. These businesses have the right to set aside resources to cover work-related injuries rather than paying a premium for insurance coverage, which can...
Can your employee demand treatment through their own doctor?
Workers' compensation insurance is necessary for employers across the state of New York. Such insurance can be one of the more expensive requirements of having staff, even if you have never had any major injuries on the job. Some companies can qualify to insure...
Do you think an employee actually got injured at home?
An employee comes in to work with their arm in a sling, and they tell you that they got injured the day before when they slipped and fell off of a ladder. They didn’t report it right away because they didn’t realize how bad the injury was, but they’re not going to be...
What’s the importance of an independent medical examination?
As an employer, you need to know your employees’ rights if they are involved in a workplace accident. For the most part, you will be required to cover your employees’ injuries by providing them with insurance coverage. Employers are ultimately responsible for workers’...
What happens if an injured contractor claims misclassification?
Employers often have complex relationships with their workers. Long gone are the days where workers wanted to consistently put in 40 hours a week in one workplace or retire from the place where they got their first job. More professionals seek short-term or part-time...
What should you do if an employee tells you that they don’t require medical care after a workplace accident
Workers fall ill or get injured on the job every day. That's one of the reasons why virtually every state, including New York, requires employers to purchase workers' compensation coverage to pay for costs, lost wages and other incident-related expenses. You might...
Can you deny a workers’ compensation claim when the employee was impaired?
There is always a risk that people are going to get injured at work. As a business owner, you fully understand the risks, and you’re more than willing to help your injured workers with a fair claim. That’s the reason workers’ compensation exists. You also try to lower...
