How you classify a worker matters. As many companies have found out, classification errors often come to light when a worker gets injured on the job. When they do, it can result in considerable legal problems for the company and worries for the injured worker who is...
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Workers’ Compensation Defense
What if a worker’s injury was not your company’s fault?
If you employ others, you probably need to carry worker’s compensation insurance. There are very few exceptions to this rule. It is no-fault insurance, so your employees can claim compensation if injured at work, even if they played some role in the accident. Even if...
Signs you should challenge an employee’s workers’ comp claim
If you only have a handful of employees who you have known for years, you could probably tell straight away if they are being dishonest in trying to claim workers’ compensation. Once your company grows, it becomes harder to be sure if your employees are telling the...
What happens when a worker reaches maximum medical improvement?
A worker hurt on the job at your company will require workers' compensation benefits, which New York law requires you to provide. Your insurance policy will cover their medical treatments as they work toward recovery. You may also need to help support them through...
A drug testing policy can help defend against workers’ comp claims
Your employees play a major role in your company's financial success. Both the work that they perform and their workers’ comp claims can have major consequences on business finances. Claims by your employees could be a major financial loss for your company. Having a...
How to establish a zero-tolerance policy for injury fraud
Injury fraud is a serious issue for businesses of all sizes and in all industries throughout New York and the country. Because of this, taking steps to protect your business from this situation is a must. Some businesses have found an effective way to protect their...
Workers’ compensation fraud: 4 ways to protect your business
The idea of having employees insured against workplace accidents was a noble one, given the millions of such accidents that occur every year. However, it came with its set of challenges, mainly in the form of fraud. Workers' compensation fraud runs in the billions...
An employee’s social media can reveal a lot about their workers’ comp claims
Whether you are an established company that self-insures for workers' compensation purposes or you pay a premium to a private company for your coverage, workers' compensation claims can affect your budget. The bigger the employee's workers' compensation claim, the...
Could your employee be lying about their injuries?
Workers’ compensation is designed to protect all parties in the event that an injury happens in the workplace. It offers the injured party an opportunity to obtain some financial compensation for their injuries and lost wages during the recovery period. At the same...
Consider an independent medical examination for any workplace injuries
As an employer, you are legally required to ensure your employees' safety at the workplace. Additionally, they should be insured against any workplace accidents, and in most cases, workers' compensation benefits cover this. However, not all workplace accident claims...
