One area that can be confusing for entrepreneurs to try to navigate is workers’ comp regulations for business owners. Trying to determine what is and what isn’t one's responsibility to pay for as a business owner can be daunting. While business owners probably already...
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Workers’ Compensation Defense
Work with employers to reduce fraudulent claims
Workers compensation claims can become costly. While employers pay for this type of coverage to prevent them from having to pay for these costs when workers suffer injures at work, it is up to the insurance company to try to mitigate the expenses with each case....
Special considerations for workers returning after an injury
Workers who suffer on-the-job injuries may have to take time off work. When they do, they'll need to have a plan for coming back to work when they're released from the doctor. This may take some planning because you have to be able to accommodate the needs of the...
A question of fraud in early workplace injuries
New York residents and business owners should be aware of this recent article that discusses a study focusing on workers injured early in their employment. Injured soon after they are hired, these employees are more likely to file multiple, repeat workers'...
How should you respond to a worker getting injured?
All New York employers should have a protocol to follow when a worker gets hurt, but few do. Whether a business has a plan in place for how to deal with injured employees largely depends on how many employees they have and their industry. Workplace accidents are so...
What to know about workers’ compensation rules
Companies in New York and throughout the country that have employees are generally required to purchase workers' compensation insurance. In some cases, companies must buy a policy after hiring their first employees, and businesses that lack required coverage could...
Self-insured? Know when to deny workers’ compensation claims
Being self-insured for workers' compensation is a decision that some business owners make. If you're one of these, you must remember that you're solely responsible for handling workers' compensation claims that get filed. One of these duties involves making sure that...
Foregoing workers’ compensation coverage can lead to penalties
If you’ve considered foregoing workers’ compensation insurance for your business, you’ve likely thought of it as a cost-cutting measure. Saving money on a costly policy may seem like a good way to improve your bottom line. But it can cause you to run afoul of the law....
Posthumous PPD/LWEC Award
Workers' Compensation Law § 15[4] has long been the basis for posthumous schedule loss of use awards. But it has not been used as the basis for posthumous non-schedule awards - until now.In Matter of Green v Dutchess County Boces (529624, 2020 WL 1056237 [3d Dept...
Fight back against workers’ compensation fraud
The workers' compensation system is designed to help protect employees and employers; however, some workers might try to take advantage of the system. In those cases, it is up to the employers to try to fight back. Fraudulent workers' compensation claims can hurt...
