Running a business can be very expensive. Especially when the economy isn't strong, companies often look for any way to cut costs. Choosing not to carry workers' compensation insurance to save some money is a gamble that some companies knowingly take. They may operate...
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Workers’ Compensation Defense
Don’t pay a single invalid workers’ compensation claim
Most of the time, injured workers have valid claims. After getting hurt on the job, they simply want to get the medical treatment they need to recover and get back to work. Sometimes, however, an employee will try to claim workers' comp for an unrelated injury -- like...
What’s the “coming and going” rule?
A lot of people mentally calculate their commute time back and forth from their job as part of their work day -- but it isn’t. The “coming and going” rule says that employees are only covered under workers’ compensation once they get to their employer’s premises. That...
Can a worker’s health insurance company come after your business?
When one of your employees got hurt on the job, you probably felt nervous about it. A workers' compensation claim could increase your premiums. A claim when you self-insure could mean direct financial losses. The injured worker may have assured you that they didn't...
Telework’s impact on job-related injury claims
Many businesses have workers who are doing their job duties remotely. That makes it difficult to ascertain whether an injury reported by the employee is really job-related or not. There is a plethora of situations that might prove to be challenging to sort through....
Could a worker’s injury lead to allegations of misclassification?
As an employer, you want your workers to do their jobs without anything bad happening. You may carry workers' compensation insurance or self-insure, but you want to avoid injuries in the first place. Unfortunately, workplace accidents can happen despite your best...
If an employee ignores safety rules, do they get compensation?
You carry workers’ compensation insurance as a business owner because you know you’re obligated to provide this compensation for those who get hurt on the job. Injuries can and do happen every day in the United States, and workers still need money to pay the bills,...
What workers’ compensation responsibilities do employers have?
As an honest employer in New York, you most likely take measures to ensure you remain compliant with the state’s workers’ compensation requirements. Unfortunately, workers’ comp laws have grown increasingly complicated over the years. It can be hard for busy employers...
Remaining compliant with New York workers’ comp regulations
Workers’ compensation laws affect all business owners in the Troy region of New York. Ignoring these laws or falling out of compliance with workers’ comp regulations can have a serious financial impact on your company. Most business owners dread delving into the realm...
Privacy Rule impacts the ability to obtain medical information
Self-insured business owners who are dealing with workers' compensation matters must remember that they have to comply with the requirements of the Health Insurance Portability and Accountability Act. The HIPAA rules have been in place since 1996; however, the Privacy...
