As a responsible employer, you want to provide your workers with all the protections the law decrees. Yet, you also know that some people are willing to take advantage of good-natured employers and claim compensation not due to them. So how can you protect your...
As a small business owner, you have to be cautious about how much money you spend and where you spend it. You know that you have to have workers’ compensation insurance, but when money is tight that insurance may lapse. A lapse in workers’ compensation insurance might...
When an employee gets hurt on the job, the workers' compensation coverage that you carry will help protect you from liability. It will also help protect that worker from financial hardship caused by their work-related medical issue. Whether you carry a policy or have...
A workplace injury can be stressful for all parties. Neither employees nor employers relish the fact that someone has been hurt. Getting appropriate medical treatment will be the top priority and this can come from numerous sources. During workers’ compensation...
When you run a small business, every dollar counts – and you don’t want too many of those dollars going to increased insurance costs. However, that’s what can happen if you have too many workers’ compensation claims. What can you do to reduce the chances of a...
In the world of insurance, there are many fees, deductibles, premiums and other miscellaneous financial expenditures businesses must worry about. Between juggling funds in the budget to cover the next round of workers' compensation insurance and normal business...
New York law requires almost every employer to purchase workers' compensation coverage. While many companies buy this coverage to remain in compliance with state law, most employers hope that they never have to tap into their coverage. You may not realize what...
Hiring your first employee is a wonderful feeling, especially because it means your business is becoming successful. You may already have an employee handbook and other arrangements made. If you are about to hire, it’s important to make sure you have the right...
National Council on Compensation Insurance (NCCI) data highlights how medical benefits claims have been steadily increasing since 2003. Recommendations published by NU Property Casualty 360 suggest that the self-insured businesses or larger corporations' risk managers...
If your company brings in workers from temporary staffing agencies or subcontractors (or is planning to), you need to know about alternate employer endorsements. They can protect you from costly lawsuits if a temporary employee is injured on the job or gets a...
