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As a business owner, you must follow the laws in your region, which usually means purchasing workers’ compensation insurance. After all, most injured staff members in New York have a legal right to medical care and wage replacement at the very least. Like a...
Workers' compensation coverage is one of many operating expenses that can eat into a business's profit margins. The more employees a company has, the more they will pay for coverage. For as long as a company has paid staff, it will typically need to retain workers'...
When injured on the job, employees may be entitled to workers' compensation benefits. But what happens when there is a conflict between the employer and employee regarding benefits or the ability to return to work? Sometimes, employers may choose to settle a workers'...
Coworkers sometimes like to leave the office for their lunch break, perhaps going out to buy a meal and drinks at a nearby restaurant. Some employees will also do this when taking clients out for a drink. They’re certainly not planning to become intoxicated, but...
The cost of living in New York is quite high and people may struggle to afford rent and other basic necessities if all they earn is minimum wage. Some families benefit from more than one adult who juggles multiple jobs and still struggles to make ends meet. Lawmakers,...
As a responsible employer, you want to provide your workers with all the protections the law decrees. Yet, you also know that some people are willing to take advantage of good-natured employers and claim compensation not due to them. So how can you protect your...
As a small business owner, you have to be cautious about how much money you spend and where you spend it. You know that you have to have workers’ compensation insurance, but when money is tight that insurance may lapse. A lapse in workers’ compensation insurance might...
When an employee gets hurt on the job, the workers' compensation coverage that you carry will help protect you from liability. It will also help protect that worker from financial hardship caused by their work-related medical issue. Whether you carry a policy or have...
A workplace injury can be stressful for all parties. Neither employees nor employers relish the fact that someone has been hurt. Getting appropriate medical treatment will be the top priority and this can come from numerous sources. During workers’ compensation...
When you run a small business, every dollar counts – and you don’t want too many of those dollars going to increased insurance costs. However, that’s what can happen if you have too many workers’ compensation claims. What can you do to reduce the chances of a...
