WCL § 15 does not mandate that a schedule loss of use award to an arm or leg must always be reduced by the percentage of a prior schedule loss of use award to a different subpart of the same body “member”.
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Understand how to protect your self-insured company
Small business owners have a lot to think about when they're doing business in New York. For some, the desire to self-insure instead of trying to navigate the workers' compensation insurance system is one of the challenges they face. We know that this is sometimes a...
Understanding the changes for self-insurance in New York
Self-insured business owners have a lot of responsibilities when an employee makes a claim due to an injury suffered at work. It's imperative that they understand these so they don't face any legal issues. Because the laws change often, having someone to work with...
Can you let an employee go after a workers’ compensation claim?
When your employee was injured on the job, you felt horrible. The hazard was something that should have been prevented, but it wasn’t. Even though you’re willing to allow the claim to go forward and could support the worker, you want to let them go. They played a part...
How business owners trim their workers compensation insurance
As a business owner or contractor, especially those in blue-collar industries, workers' compensation insurance is crucial to cover the cost of an injured employee. While you hope none of your employees face a severe injury, it's essential to prepare. If you do end up...
Self-insured? Know when to deny workers’ compensation claims
Being self-insured for workers' compensation is a decision that some business owners make. If you're one of these, you must remember that you're solely responsible for handling workers' compensation claims that get filed. One of these duties involves making sure that...
Employers risk extra costs when they misclassify workers
Employers must determine how to classify their workers for purposes of payroll taxes and workers' compensation premiums. Workers in New York will be either employees of the company or independent contractors. This distinction determines whether an employer has to pay...
Creating policies that could help reduce work-related injuries
Workplace accidents can happen at any time, but the more measures you take in your business to keep your workers safe, the fewer that may occur. Figuring out what will work for your company may take some assessments and decisions regarding safety.From there, creating...
Use caution classifying workers as independent contractors
Small business owners typically have limited resources, so they look to save money wherever they can. The less they spend on running their businesses, the greater the chances of turning a profit. One burgeoning way to reduce overhead is hiring independent contractors...
Is your employee faking an injury?
You certainly want to take your employees at their word, especially when one of them claims to have suffered an injury on the job. You carry the appropriate workers' compensation insurance for just such situations, and you are happy to have that safeguard in place...