Many business owners choose the self-insurance option for workers' compensation in New York. While this might be a financially attractive option because of the rising cost of insurance policies in the area, it comes with the risk of having to pay an injured worker a...
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Month: July 2020
Workers’ compensation law in New York
One area that can be confusing for entrepreneurs to try to navigate is workers’ comp regulations for business owners. Trying to determine what is and what isn’t one's responsibility to pay for as a business owner can be daunting. While business owners probably already...
How business owners trim their workers compensation insurance
As a business owner or contractor, especially those in blue-collar industries, workers' compensation insurance is crucial to cover the cost of an injured employee. While you hope none of your employees face a severe injury, it's essential to prepare. If you do end up...
Subrogation in workers’ compensation cases
Employees in New York and around the country who are injured in on-the-job accidents are usually entitled to workers’ compensation benefits, and they may also file personal injury lawsuits when their injuries were caused by a negligent third party. The assumption by...
Work with employers to reduce fraudulent claims
Workers compensation claims can become costly. While employers pay for this type of coverage to prevent them from having to pay for these costs when workers suffer injures at work, it is up to the insurance company to try to mitigate the expenses with each case....
Special considerations for workers returning after an injury
Workers who suffer on-the-job injuries may have to take time off work. When they do, they'll need to have a plan for coming back to work when they're released from the doctor. This may take some planning because you have to be able to accommodate the needs of the...