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New York is one of 39 states that require virtually every employer to offer workers' compensation coverage. It doesn't matter if a company has a single employee or multiple employees. All individuals who work for a business must be covered by this insurance unless...
Small business owners typically have limited resources, so they look to save money wherever they can. The less they spend on running their businesses, the greater the chances of turning a profit. One burgeoning way to reduce overhead is hiring independent contractors...
State and federal Occupational Safety and Health Administration (OSHA) officials are the ones who set and enforce standards aimed at keeping workers safe. How you handle a worker falling ill or getting hurt on the job is left largely up to you as the employer though....
