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When one of your employees got hurt on the job, you probably felt nervous about it. A workers' compensation claim could increase your premiums. A claim when you self-insure could mean direct financial losses. The injured worker may have assured you that they didn't...
Workers' compensation insurance providers are facing a lot of pressure right now. With the economy shrinking, it's more important than ever to cast a critical eye over potentially fraudulent or invalid injury claims -- while still making good decisions on others....
Employees are sometimes misclassified. Misclassification can cause some problems, but it tends to go unnoticed. The real question is how businesses can make such a significant mistake. Why do they misclassify employees, and what happens if they do? Employers commonly...
Many businesses have workers who are doing their job duties remotely. That makes it difficult to ascertain whether an injury reported by the employee is really job-related or not. There is a plethora of situations that might prove to be challenging to sort through....
Small business owners have a lot to think about when they're doing business in New York. For some, the desire to self-insure instead of trying to navigate the workers' compensation insurance system is one of the challenges they face. We know that this is sometimes a...
As an employer, you want your workers to do their jobs without anything bad happening. You may carry workers' compensation insurance or self-insure, but you want to avoid injuries in the first place. Unfortunately, workplace accidents can happen despite your best...
Self-insured business owners have a lot of responsibilities when an employee makes a claim due to an injury suffered at work. It's imperative that they understand these so they don't face any legal issues. Because the laws change often, having someone to work with...
Not all employers in New York choose to carry workers' compensation insurance, although most companies have insurance obligations for their staff. If your business has certain financial assets, requires a small staff or operates in an industry with low risk for...
You carry workers’ compensation insurance as a business owner because you know you’re obligated to provide this compensation for those who get hurt on the job. Injuries can and do happen every day in the United States, and workers still need money to pay the bills,...
While most workers who file for workers' compensation do so with the proper intentions, there are some who try to game the system. This is harmful to the workers' compensation provider, as well as the employer. For this reason, employers often opt to pursue a defense...
