Workplace injuries take place in many different ways, and it is important for employers to consider various preventative measures to keep employees safe and avoid some of the consequences of workplace accidents. Unfortunately, workplace accidents cannot always be avoided, no matter how much a company focuses on employee safety. Moreover, there are times when workers falsely claim that they were hurt on the job and attempt to pursue workers' compensation benefits that they should not be entitled to. Sometimes, these cases may involve an alleged slip-and-fall accident.
One trend that the U.S. has recently seen when it comes to workers’ comp claims is a drop in claims frequency. Such drops can have many different effects within the workers’ compensation market, including having the potential to push down rates.
As a New York small business owner and employer, one of the most important things you must understand is the difference between your actual employees that you hire and the independent contractors you engage to do various pieces of work for you.
Do you know how an Independent Medical Exam (IME) can affect your employee's workers' compensation claim? If you are a self-insured small-business owner, you have a right to request that an injured employee is examined by a board-certified doctor of your choosing for a second opinion.
Workers' compensation insurance premiums depend on employee classifications and payroll.