Workers who suffer on-the-job injuries may have to take time off work. When they do, they'll need to have a plan for coming back to work when they're released from the doctor. This may take some planning because you have to be able to accommodate the needs of the...
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New York Workers’ Compensation Blog For Small Business Owners
A question of fraud in early workplace injuries
New York residents and business owners should be aware of this recent article that discusses a study focusing on workers injured early in their employment. Injured soon after they are hired, these employees are more likely to file multiple, repeat workers'...
How should you respond to a worker getting injured?
All New York employers should have a protocol to follow when a worker gets hurt, but few do. Whether a business has a plan in place for how to deal with injured employees largely depends on how many employees they have and their industry. Workplace accidents are so...
What to know about workers’ compensation rules
Companies in New York and throughout the country that have employees are generally required to purchase workers' compensation insurance. In some cases, companies must buy a policy after hiring their first employees, and businesses that lack required coverage could...
Self-insured? Know when to deny workers’ compensation claims
Being self-insured for workers' compensation is a decision that some business owners make. If you're one of these, you must remember that you're solely responsible for handling workers' compensation claims that get filed. One of these duties involves making sure that...
Employers risk extra costs when they misclassify workers
Employers must determine how to classify their workers for purposes of payroll taxes and workers' compensation premiums. Workers in New York will be either employees of the company or independent contractors. This distinction determines whether an employer has to pay...
Criteria for workers’ compensation self-insurance in New York
Workers' compensation is required for all employers in New York; however, not all companies choose to use the State Insurance Fund. Some will opt to pursue self-insurance instead. This is a viable option for many because it may be less costly, which is important since...
Foregoing workers’ compensation coverage can lead to penalties
If you’ve considered foregoing workers’ compensation insurance for your business, you’ve likely thought of it as a cost-cutting measure. Saving money on a costly policy may seem like a good way to improve your bottom line. But it can cause you to run afoul of the law....
Know how a specialized administrative assistant can help you
Running a business can be very challenging, especially when it grows and you begin to employ more people. Some business owners choose to hire administrative assistants to handle many tasks. Unfortunately, this job can sometimes require specialized skills that an...
Should you self-insure your business? Consider these points
Insurance premiums for your business can be a crushing expense, which is why many smaller businesses decide to shoulder their own risk and self-insure. The cost and control that self-insurance offers can be attractive.But self-insurance isn't for every business. Any...
