New York law requires almost every employer to purchase workers' compensation coverage. While many companies buy this coverage to remain in compliance with state law, most employers hope that they never have to tap into their coverage. You may not realize what...
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New York Workers’ Compensation Blog For Small Business Owners
How can you make your company culture one that values safety?
Reducing workplace accidents and injuries often comes down to creating an atmosphere of safety. When workers think of safety as a goal in and of itself, rather than just production, they’ll take the time to be careful and avoid incidents. Certainly, a work culture...
Can you deny a workers’ compensation claim when the employee was impaired?
There is always a risk that people are going to get injured at work. As a business owner, you fully understand the risks, and you’re more than willing to help your injured workers with a fair claim. That’s the reason workers’ compensation exists. You also try to lower...
Do all businesses need to have workers’ compensation insurance in New York?
Hiring your first employee is a wonderful feeling, especially because it means your business is becoming successful. You may already have an employee handbook and other arrangements made. If you are about to hire, it’s important to make sure you have the right...
What should you do after receiving a New York Workers’ Compensation Board notice?
There are a lot of fears that come with owning your own company. Some business owners have that nagging suspicion that there's some regulation or law with which they are unfamiliar on noncompliant. They realize that could trip them up down the line. If you find...
Could denying benefits affect your self-insured status in New York?
As a company that employs workers, you have an obligation to your staff. You must compensate them for their labor. You additionally have an obligation to protect them from injury on the job. Part of that obligation involves investment in safety equipment and training...
Workers’ compensation cost-containment strategies that you may want to institute at your company
National Council on Compensation Insurance (NCCI) data highlights how medical benefits claims have been steadily increasing since 2003. Recommendations published by NU Property Casualty 360 suggest that the self-insured businesses or larger corporations' risk managers...
What businesses need to know about alternate employer endorsements
If your company brings in workers from temporary staffing agencies or subcontractors (or is planning to), you need to know about alternate employer endorsements. They can protect you from costly lawsuits if a temporary employee is injured on the job or gets a...
Know these red flags of fraudulent injury claims
As a self-insured business owner, one of the primary concerns you might have is to ensure that all claims you pay for worker injuries are valid. Unfortunately, fraudulent claims are possible. It is sometimes difficult to spot fraudulent workers' compensation claims,...
How does New York penalize companies without workers’ comp?
Running a business can be very expensive. Especially when the economy isn't strong, companies often look for any way to cut costs. Choosing not to carry workers' compensation insurance to save some money is a gamble that some companies knowingly take. They may operate...
