Your employees play a major role in your company's financial success. Both the work that they perform and their workers’ comp claims can have major consequences on business finances. Claims by your employees could be a major financial loss for your company. Having a...
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New York Workers’ Compensation Blog For Small Business Owners
How to establish a zero-tolerance policy for injury fraud
Injury fraud is a serious issue for businesses of all sizes and in all industries throughout New York and the country. Because of this, taking steps to protect your business from this situation is a must. Some businesses have found an effective way to protect their...
Does your business have enough workers’ compensation coverage?
As a small business owner, you have to be cautious about how much money you spend and where you spend it. You know that you have to have workers’ compensation insurance, but when money is tight that insurance may lapse. A lapse in workers’ compensation insurance might...
Should you self-insure your business?
Business owners in New York are required to provide workers' compensation, disability and paid family leave to their employees. Sometimes, the cost of those insurance benefits is much too high for the business to handle. This is where self-insuring your business might...
Workers’ compensation fraud: 4 ways to protect your business
The idea of having employees insured against workplace accidents was a noble one, given the millions of such accidents that occur every year. However, it came with its set of challenges, mainly in the form of fraud. Workers' compensation fraud runs in the billions...
An employee’s social media can reveal a lot about their workers’ comp claims
Whether you are an established company that self-insures for workers' compensation purposes or you pay a premium to a private company for your coverage, workers' compensation claims can affect your budget. The bigger the employee's workers' compensation claim, the...
Could your employee be lying about their injuries?
Workers’ compensation is designed to protect all parties in the event that an injury happens in the workplace. It offers the injured party an opportunity to obtain some financial compensation for their injuries and lost wages during the recovery period. At the same...
When can you end workers’ compensation benefits?
When an employee gets hurt on the job, the workers' compensation coverage that you carry will help protect you from liability. It will also help protect that worker from financial hardship caused by their work-related medical issue. Whether you carry a policy or have...
Employee misclassification: 2 ways to reduce your risks
Businesses are increasingly relying on independent contractors to access a rich pool of highly skilled and agile talent. Independent contractors also save businesses money. However, despite its many benefits, one of the challenges that come with independent...
Can you control which doctor your injured employee sees?
A workplace injury can be stressful for all parties. Neither employees nor employers relish the fact that someone has been hurt. Getting appropriate medical treatment will be the top priority and this can come from numerous sources. During workers’ compensation...
