In the world of insurance, there are many fees, deductibles, premiums and other miscellaneous financial expenditures businesses must worry about. Between juggling funds in the budget to cover the next round of workers' compensation insurance and normal business...
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New York Workers’ Compensation Blog For Small Business Owners
Company liability for injuries among remote workers
Since 2005, working remotely has increased by 173%. This trend towards remote working presents many opportunities as well as challenges for both employees and employers. Firstly, businesses will have to adapt safety procedures to facilitate the increased flexibility...
Here are ways employee misclassification can cost your organization
Employee misclassification happens when an organization labels workers as independent contractors rather than employees. Misclassification denies employees of the benefits they may be entitled to such as paid overtime and health insurance. In addition, this practice...
What maximum medical improvement means for self-insured companies
New York allows employers who meet certain standards to self-insure for the purposes of workers' compensation coverage. These businesses have the right to set aside resources to cover work-related injuries rather than paying a premium for insurance coverage, which can...
Will an outside insurance policy help pay for a worker’s injury?
Self-insurance for workers' compensation can be a cost-effective solution for New York employers. Provided that you have been in business for long enough and have adequate resources to qualify for self-insurance, you can avoid the recurring costs of a workers'...
Can your employee demand treatment through their own doctor?
Workers' compensation insurance is necessary for employers across the state of New York. Such insurance can be one of the more expensive requirements of having staff, even if you have never had any major injuries on the job. Some companies can qualify to insure...
Do you think an employee actually got injured at home?
An employee comes in to work with their arm in a sling, and they tell you that they got injured the day before when they slipped and fell off of a ladder. They didn’t report it right away because they didn’t realize how bad the injury was, but they’re not going to be...
What makes an independent contractor independent?
As an employer, you’re constantly looking for ways to diversify the talent you have working for you -- but that’s not always easy on a limited budget. Hiring an independent contractor on an as-needed basis can help. You need to tread carefully, however, to make sure...
What’s the importance of an independent medical examination?
As an employer, you need to know your employees’ rights if they are involved in a workplace accident. For the most part, you will be required to cover your employees’ injuries by providing them with insurance coverage. Employers are ultimately responsible for workers’...
What happens if an injured contractor claims misclassification?
Employers often have complex relationships with their workers. Long gone are the days where workers wanted to consistently put in 40 hours a week in one workplace or retire from the place where they got their first job. More professionals seek short-term or part-time...
