Workers' compensation coverage is not cheap to obtain, and it will likely cost more if your business has big claims against that coverage. When someone who works for your company has an injury or develops a medical condition they claim relates to their work, they...
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New York Workers’ Compensation Blog For Small Business Owners
What kinds of safety measures is an employer responsible for?
Employers want to make their workplaces in New York as safe as they can be. That translates into keeping their workforce protected from excessive noise, slip-and-fall injuries, burns, bruises, broken bones and a host of other occurrences and circumstances that can...
Prevent workers’ compensation fraud with these simple tips
Workers’ compensation insurance is designed to help cover an employee’s treatment costs and lost income in the unfortunate event that they are hurt at work. It is also meant to cover an employer from incurring financial losses that may result from a workplace-related...
Pros and cons of self-insuring your business
Self-insuring your business means taking on all the financial risks covered by insurance policies. Employers who choose to self-insure pay claims or damages out-of-pocket and do so to improve the operating profits of their business by reducing premium costs....
When is it appropriate to terminate workers’ compensation benefits?
Imagine having a worker come to you to tell you that they were hurt on the job. The way they say they got hurt doesn’t make much sense to you, but you agree to help them with their workers’ compensation claim since you can’t prove that they didn’t get hurt on the job....
Indications that a workers’ compensation claim is fraudulent
Many workers who file workers’ compensation claims have a situation that this type of insurance should cover. It isn’t very often that a worker will file a fraudulent claim, but employers should pay close attention to signs that there’s something amiss. While every...
How much does workers’ comp. actually cost employers?
In the world of insurance, there are many fees, deductibles, premiums and other miscellaneous financial expenditures businesses must worry about. Between juggling funds in the budget to cover the next round of workers' compensation insurance and normal business...
Company liability for injuries among remote workers
Since 2005, working remotely has increased by 173%. This trend towards remote working presents many opportunities as well as challenges for both employees and employers. Firstly, businesses will have to adapt safety procedures to facilitate the increased flexibility...
Here are ways employee misclassification can cost your organization
Employee misclassification happens when an organization labels workers as independent contractors rather than employees. Misclassification denies employees of the benefits they may be entitled to such as paid overtime and health insurance. In addition, this practice...
What maximum medical improvement means for self-insured companies
New York allows employers who meet certain standards to self-insure for the purposes of workers' compensation coverage. These businesses have the right to set aside resources to cover work-related injuries rather than paying a premium for insurance coverage, which can...
